Financials AI Adoption Tracker
Track AI adoption across 77 major financials companies. Updated every 2-3 weeks from public sources.
Industry Summary
77
Companies tracked
3.7
Avg Maturity Index
3.7
Avg Adoption
3.6
Avg Proficiency
3.6
Avg Impact
Top Performers:
Maturity Distribution
Density Distribution
% of financials companies at each maturity level
Maturity Threshold
% of companies at each level or above
AI Maturity Leaderboard
| Rank | Company | Maturity Index | Stage | Adoption | Proficiency | Impact |
|---|---|---|---|---|---|---|
| 1 | Bank of America | 5.0 | Transformer | 5 | 5 | 5 |
| 2 | BlackRock | 5.0 | Transformer | 5 | 5 | 5 |
| 3 | Block Inc. | 5.0 | Transformer | 5 | 5 | 5 |
| 4 | Coinbase | 5.0 | Transformer | 5 | 5 | 5 |
| 5 | JPMorgan Chase | 5.0 | Transformer | 5 | 5 | 5 |
| 6 | JPMorgan Chase | 5.0 | Transformer | 5 | 5 | 5 |
| 7 | Visa Inc. | 5.0 | Transformer | 5 | 5 | 5 |
| 8 | BNY Mellon | 4.6 | Transformer | 5 | 5 | 4 |
| 9 | Capital One | 4.6 | Transformer | 5 | 5 | 4 |
| 10 | Moodys Corporation | 4.6 | Transformer | 5 | 5 | 4 |
| 11 | Marsh McLennan | 4.4 | Leader | 4 | 4 | 5 |
| 12 | Mastercard | 4.4 | Leader | 4 | 4 | 5 |
| 13 | PayPal | 4.4 | Leader | 4 | 4 | 5 |
| 14 | Everest Group | 4.3 | Leader | 4 | 5 | 4 |
| 15 | Allstate | 4.0 | Leader | 4 | 4 | 4 |
| 16 | American Express | 4.0 | Leader | 4 | 4 | 4 |
| 17 | American International Group | 4.0 | Leader | 4 | 4 | 4 |
| 18 | Aon plc | 4.0 | Leader | 4 | 4 | 4 |
| 19 | Apollo Global Management | 4.0 | Leader | 4 | 4 | 4 |
| 20 | Charles Schwab Corporation | 4.0 | Leader | 4 | 4 | 4 |
| 21 | Chubb Limited | 4.0 | Leader | 4 | 4 | 4 |
| 22 | Citigroup | 4.0 | Leader | 4 | 4 | 4 |
| 23 | Citizens Financial Group | 4.0 | Leader | 4 | 4 | 4 |
| 24 | CME Group | 4.0 | Leader | 4 | 4 | 4 |
| 25 | FactSet | 4.0 | Leader | 4 | 4 | 4 |
| 26 | Fifth Third Bancorp | 4.0 | Leader | 4 | 4 | 4 |
| 27 | Intercontinental Exchange | 4.0 | Leader | 4 | 4 | 4 |
| 28 | KKR & Co. | 4.0 | Leader | 4 | 4 | 4 |
| 29 | Morgan Stanley | 4.0 | Leader | 4 | 4 | 4 |
| 30 | PNC Financial | 4.0 | Leader | 4 | 4 | 4 |
| 31 | Principal Financial Group | 4.0 | Leader | 4 | 4 | 4 |
| 32 | State Street Corporation | 4.0 | Leader | 4 | 4 | 4 |
| 33 | Wells Fargo | 4.0 | Leader | 4 | 4 | 4 |
| 34 | Willis Towers Watson | 4.0 | Leader | 4 | 4 | 4 |
| 35 | Blackstone Inc. | 3.7 | Practitioner | 4 | 3 | 4 |
| 36 | Fidelity National Information Services | 3.7 | Practitioner | 4 | 3 | 4 |
| 37 | MarketAxess | 3.7 | Practitioner | 4 | 3 | 4 |
| 38 | Nasdaq Inc. | 3.7 | Practitioner | 4 | 3 | 4 |
| 39 | PNC Financial Services | 3.7 | Practitioner | 3 | 4 | 4 |
| 40 | Progressive Corporation | 3.7 | Practitioner | 4 | 3 | 4 |
| 41 | Prudential Financial | 3.7 | Practitioner | 4 | 3 | 4 |
| 42 | Synchrony Financial | 3.7 | Practitioner | 4 | 3 | 4 |
| 43 | Franklin Resources | 3.6 | Practitioner | 4 | 4 | 3 |
| 44 | Goldman Sachs | 3.6 | Practitioner | 4 | 4 | 3 |
| 45 | MSCI Inc. | 3.6 | Practitioner | 4 | 4 | 3 |
| 46 | Raymond James Financial | 3.6 | Practitioner | 4 | 4 | 3 |
| 47 | S&P Global | 3.6 | Practitioner | 4 | 4 | 3 |
| 48 | S&P Global | 3.6 | Practitioner | 4 | 4 | 3 |
| 49 | Aflac | 3.4 | Practitioner | 3 | 3 | 4 |
| 50 | Assurant | 3.4 | Practitioner | 3 | 3 | 4 |
| 51 | Berkshire Hathaway | 3.4 | Practitioner | 3 | 3 | 4 |
| 52 | Erie Indemnity | 3.4 | Practitioner | 3 | 3 | 4 |
| 53 | Jack Henry & Associates | 3.4 | Practitioner | 3 | 3 | 4 |
| 54 | Regions Financial Corporation | 3.4 | Practitioner | 3 | 3 | 4 |
| 55 | Brown & Brown | 3.3 | Practitioner | 4 | 3 | 3 |
| 56 | Fiserv | 3.3 | Practitioner | 4 | 3 | 3 |
| 57 | Huntington Bancshares | 3.3 | Practitioner | 3 | 4 | 3 |
| 58 | MetLife | 3.3 | Practitioner | 4 | 3 | 3 |
| 59 | Travelers Companies | 3.3 | Practitioner | 4 | 3 | 3 |
| 60 | Ameriprise Financial | 3.0 | Practitioner | 3 | 3 | 3 |
| 61 | Cboe Global Markets | 3.0 | Practitioner | 3 | 3 | 3 |
| 62 | Cincinnati Financial | 3.0 | Practitioner | 3 | 3 | 3 |
| 63 | Corpay | 3.0 | Practitioner | 3 | 3 | 3 |
| 64 | M&T Bank | 3.0 | Practitioner | 3 | 3 | 3 |
| 65 | Northern Trust | 3.0 | Practitioner | 3 | 3 | 3 |
| 66 | Truist Financial | 3.0 | Practitioner | 3 | 3 | 3 |
| 67 | U.S. Bancorp | 3.0 | Practitioner | 3 | 3 | 3 |
| 68 | Arch Capital Group | 2.9 | Explorer | 3 | 4 | 2 |
| 69 | Arthur J. Gallagher & Co. | 2.6 | Explorer | 3 | 3 | 2 |
| 70 | Hartford | 2.6 | Explorer | 3 | 3 | 2 |
| 71 | KeyCorp | 2.6 | Explorer | 3 | 3 | 2 |
| 72 | T. Rowe Price | 2.6 | Explorer | 3 | 3 | 2 |
| 73 | W. R. Berkley Corporation | 2.6 | Explorer | 3 | 3 | 2 |
| 74 | Global Payments | 2.3 | Explorer | 3 | 2 | 2 |
| 75 | Globe Life | 2.0 | Explorer | 2 | 2 | 2 |
| 76 | Invesco | 1.6 | Observer | 2 | 2 | 1 |
| 77 | Loews Corporation | 1.0 | Observer | 1 | 1 | 1 |
Bank of America
financials
5.0
#1
Transformer
A:5 P:5 I:5
BlackRock
financials
5.0
#2
Transformer
A:5 P:5 I:5
Block Inc.
financials
5.0
#3
Transformer
A:5 P:5 I:5
Coinbase
financials
5.0
#4
Transformer
A:5 P:5 I:5
JPMorgan Chase
financials
5.0
#5
Transformer
A:5 P:5 I:5
JPMorgan Chase
financials
5.0
#6
Transformer
A:5 P:5 I:5
Visa Inc.
financials
5.0
#7
Transformer
A:5 P:5 I:5
BNY Mellon
financials
4.6
#8
Transformer
A:5 P:5 I:4
Capital One
financials
4.6
#9
Transformer
A:5 P:5 I:4
Moodys Corporation
financials
4.6
#10
Transformer
A:5 P:5 I:4
Marsh McLennan
financials
4.4
#11
Leader
A:4 P:4 I:5
Mastercard
financials
4.4
#12
Leader
A:4 P:4 I:5
PayPal
financials
4.4
#13
Leader
A:4 P:4 I:5
Everest Group
financials
4.3
#14
Leader
A:4 P:5 I:4
Allstate
financials
4.0
#15
Leader
A:4 P:4 I:4
American Express
financials
4.0
#16
Leader
A:4 P:4 I:4
American International Group
financials
4.0
#17
Leader
A:4 P:4 I:4
Aon plc
financials
4.0
#18
Leader
A:4 P:4 I:4
Apollo Global Management
financials
4.0
#19
Leader
A:4 P:4 I:4
Charles Schwab Corporation
financials
4.0
#20
Leader
A:4 P:4 I:4
Chubb Limited
financials
4.0
#21
Leader
A:4 P:4 I:4
Citigroup
financials
4.0
#22
Leader
A:4 P:4 I:4
Citizens Financial Group
financials
4.0
#23
Leader
A:4 P:4 I:4
CME Group
financials
4.0
#24
Leader
A:4 P:4 I:4
FactSet
financials
4.0
#25
Leader
A:4 P:4 I:4
Fifth Third Bancorp
financials
4.0
#26
Leader
A:4 P:4 I:4
Intercontinental Exchange
financials
4.0
#27
Leader
A:4 P:4 I:4
KKR & Co.
financials
4.0
#28
Leader
A:4 P:4 I:4
Morgan Stanley
financials
4.0
#29
Leader
A:4 P:4 I:4
PNC Financial
financials
4.0
#30
Leader
A:4 P:4 I:4
Principal Financial Group
financials
4.0
#31
Leader
A:4 P:4 I:4
State Street Corporation
financials
4.0
#32
Leader
A:4 P:4 I:4
Wells Fargo
financials
4.0
#33
Leader
A:4 P:4 I:4
Willis Towers Watson
financials
4.0
#34
Leader
A:4 P:4 I:4
Blackstone Inc.
financials
3.7
#35
Practitioner
A:4 P:3 I:4
Fidelity National Information Services
financials
3.7
#36
Practitioner
A:4 P:3 I:4
MarketAxess
financials
3.7
#37
Practitioner
A:4 P:3 I:4
Nasdaq Inc.
financials
3.7
#38
Practitioner
A:4 P:3 I:4
PNC Financial Services
financials
3.7
#39
Practitioner
A:3 P:4 I:4
Progressive Corporation
financials
3.7
#40
Practitioner
A:4 P:3 I:4
Prudential Financial
financials
3.7
#41
Practitioner
A:4 P:3 I:4
Synchrony Financial
financials
3.7
#42
Practitioner
A:4 P:3 I:4
Franklin Resources
financials
3.6
#43
Practitioner
A:4 P:4 I:3
Goldman Sachs
financials
3.6
#44
Practitioner
A:4 P:4 I:3
MSCI Inc.
financials
3.6
#45
Practitioner
A:4 P:4 I:3
Raymond James Financial
financials
3.6
#46
Practitioner
A:4 P:4 I:3
S&P Global
financials
3.6
#47
Practitioner
A:4 P:4 I:3
S&P Global
financials
3.6
#48
Practitioner
A:4 P:4 I:3
Aflac
financials
3.4
#49
Practitioner
A:3 P:3 I:4
Assurant
financials
3.4
#50
Practitioner
A:3 P:3 I:4
Berkshire Hathaway
financials
3.4
#51
Practitioner
A:3 P:3 I:4
Erie Indemnity
financials
3.4
#52
Practitioner
A:3 P:3 I:4
Jack Henry & Associates
financials
3.4
#53
Practitioner
A:3 P:3 I:4
Regions Financial Corporation
financials
3.4
#54
Practitioner
A:3 P:3 I:4
Brown & Brown
financials
3.3
#55
Practitioner
A:4 P:3 I:3
Fiserv
financials
3.3
#56
Practitioner
A:4 P:3 I:3
Huntington Bancshares
financials
3.3
#57
Practitioner
A:3 P:4 I:3
MetLife
financials
3.3
#58
Practitioner
A:4 P:3 I:3
Travelers Companies
financials
3.3
#59
Practitioner
A:4 P:3 I:3
Ameriprise Financial
financials
3.0
#60
Practitioner
A:3 P:3 I:3
Cboe Global Markets
financials
3.0
#61
Practitioner
A:3 P:3 I:3
Cincinnati Financial
financials
3.0
#62
Practitioner
A:3 P:3 I:3
Corpay
financials
3.0
#63
Practitioner
A:3 P:3 I:3
M&T Bank
financials
3.0
#64
Practitioner
A:3 P:3 I:3
Northern Trust
financials
3.0
#65
Practitioner
A:3 P:3 I:3
Truist Financial
financials
3.0
#66
Practitioner
A:3 P:3 I:3
U.S. Bancorp
financials
3.0
#67
Practitioner
A:3 P:3 I:3
Arch Capital Group
financials
2.9
#68
Explorer
A:3 P:4 I:2
Arthur J. Gallagher & Co.
financials
2.6
#69
Explorer
A:3 P:3 I:2
Hartford
financials
2.6
#70
Explorer
A:3 P:3 I:2
KeyCorp
financials
2.6
#71
Explorer
A:3 P:3 I:2
T. Rowe Price
financials
2.6
#72
Explorer
A:3 P:3 I:2
W. R. Berkley Corporation
financials
2.6
#73
Explorer
A:3 P:3 I:2
Global Payments
financials
2.3
#74
Explorer
A:3 P:2 I:2
Globe Life
financials
2.0
#75
Explorer
A:2 P:2 I:2
Invesco
financials
1.6
#76
Observer
A:2 P:2 I:1
Loews Corporation
financials
1.0
#77
Observer
A:1 P:1 I:1
About AI Tracker
AI Tracker is a research project by Larridin, the AI execution intelligence platform.
Methodology: We analyze earnings calls, press releases, partnership announcements, and product documentation. All assessments are based solely on publicly available information—no private customer data is used.
Maturity Scoring: Each dimension is rated on a 4-tier scale (Nascent → Emerging → Scaling → Leading) based on evidence from public sources. Industry averages are computed as the median across all tracked companies in the sector.
Update cadence: Every 2-3 weeks
Last updated: January 30, 2026